Stay at UW or go to CWU?

The question

Okay, so if I wanted to leave UW(Tacoma) after spring quarter and go to CWU (Lynnwood) in the summer I could. I would end my degree in August 2011 (going 2 summer quarters). But if I stay at UW I would not do any summer quarters and I would graduate March 2012. I can’t choose what to do. I would have to get summer loans to help with summer quarter, but during the regular school year I have everything paid for through grants, and an outside erudition. BUT, no matter what, I will need to get a loan for the last quarter at either school as my amount of credits will be over the maximum. What should I choose? IAny advice would be so fantastic!! My major is accounting & I will qualify for the CPA exam upon graduation from both schools.

Stay at UW:
* Save $ 2,500 on student loans from summer 2010.
* Gain $ 3,000 on student loans from last quarter.
* Fantastic school to graduate from.
* Live farther from school, as I don’t want to live in Tacoma = more gas.

Go to CWU:
* Get a school loan for $ 5000 for both quarters (summer & last quarter)
* Graduate 7 months earlier than UW.
* Live within walking distance from school
* Live about 5 minutes from my boyfriend.
I can’t start UW until Fall (major) once you are in the program it is 5 quarters for completion, as they have classes that are in series. CWU is simpler with the class schedule. And if you say only jobs start in the summer, then I will have a whole year of working as an accountant if I graduated earlier, which would be a lot more income.
Living next to my boyfriend would save on gas, and we would see each other the same at either school, it’s just more time driving/cost of gas, but it’s not huge to me, it’s not a factor for me, but I just added it.

Best answers:

I wasn’t appreciative at all why you wanted to transfer until the last line. I’m assuming that is the basic reason for this. Since most accounting jobs start in summer, the timing didn’t seem noteworthy, and the finances weren’t an enhancement. UW is a slightly better school, and I find it hard to believe that you would really graduate that much earlier if you would transfer, since you nearly certainly would have additional gen ed classes and other supplies to pick up.

Personally, I reckon you would be better off staying at UW. It would cost you less, even with the additional cost of gas. More importantly, the boyfriend wouldn’t become quite as much of a entertainment, and you are more likely to graduate at all.

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www.GanoRiches.com Federal student loans in the United States are authorized under Title IV of the Higher Education Act as amended. These loans are available to college and university students via funds disbursed directly to the school and are used to supplement personal and family resources, scholarships, grants, and work-study. They may be subsidized by the US Government or may be unsubsidized depending on the student’s financial need. Both subsidized and unsubsidized loans are guaranteed by the US Department of Education either directly or through guaranty agencies. Nearly all students are eligible to receive federal loans (regardless of credit score or other financial issues). Both types offer a grace period of six months, which means that no payments are due until six months after graduation or after the borrower becomes a less-than-half-time student without graduating. Both types have a honestly modest annual limit. The dependent apprentice limit effective for loans disbursed on or after July 1, 2008 is as follows (combined subsidized and unsubsidized limits) 00 per year for freshman apprentice students, 00 for sophomore undergraduates, and 00 per year for junior and senior apprentice students, as well as students enrolled in teacher official recollection or preparatory coursework for graduate programs. For self-determining undergraduates, the limits (combined subsidized and unsubsidized) effective for loans disbursed on or after July 1, 2008 are higher: 00 …